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Navigation: Small Business - Lending

Lending 

If your business is at least two years old and is physically located in Texas or California, take advantage of our full line of credit services.

Business Real Estate Loans 

First mortgage loans for owner-occupied commercial real estate are our specialty. Benefits include loans up to 80% of the lower cost of the appraised value of the real estate on loans up to $2,000,000.
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Business Term Loans 

Unsecured, CD-Secured or secured by the assets of your business, this type of loan can be used for any business purpose. Features include fixed monthly payments, repayment terms up to 60 months, and loan amounts up to $2,000,000.
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Business Lines of Credit 

Guaranty Bank offers several Lines of Credit where monthly payments are interest-only.
Overview
Unsecured Line of Credit
CD-Secured Line of Credit
Asset-Secured Line of Credit

Letters of Credit 

A Guaranty Bank Standby Letter of Credit lets those with whom you do business know that you are a secure risk.
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American Express® Business Cards 

Apply for an American Express Business Card and get a $100 statement credit with your first purchase.
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